The coverages offered through the property program include property, boiler and machinery, and automobile physical damage.  As for the Fund's property coverage, it is broadly written to provide maximum protection to members.  Examples of the broad form include:

• All Risk coverage to cover all perils not otherwise excluded
• Blanket Limit coverage basis which affords limits equal to combined values
• Replacement Cost basis to cover the cost inflation and appreciation
• Automatic coverage for various types of loss including client property and property of others

The TWCA Risk Management Fund's standard deductible options range from $1,000 to $10,000.  Again, larger deductibles are available for larger members.

Automobile physical damage coverage is also provided through the property program for the protection of damage to districts' or authorities' owned or leased vehicles.  The Fund offers collision, comprehensive, and specified causes coverage. The standard deductible options for automobile physical damage are $500 and $1,000.