Membership

Membership in the Fund is open to water districts and authorities that are created under state law.  The Fund’s bylaws require that a district or authority must also be a member of the Texas Water Conservation Association.  Districts and authorities become members of the Fund by entering an interlocal agreement.  The interlocal agreement establishes a program of self-insurance for participating members, and spells out the terms of membership.

Why should your district or authority join TWCARMF?

  Read the Fund’s 2017 State of the Fund Presentation at its Annual Membership Meeting

Your colleagues recommend the Fund.
In a 2016 member survey, 100% of survey respondents said they would recommend the Fund to other districts and authorities.

We believe risk pooling is absolutely the superior insurance product for a Texas public entity.
Unless your water entity is large enough to self-insure, a prudent intergovernmental risk pool will always be the lowest cost over time. Pools do not pay commissions, pools do not pay taxes, pools have open governance models which keep members in control, and the pool membership owns any “profits.”

We believe TWCARMF is Texas’ best pool to serve water districts and river authorities.
Water districts and river authorities are the Fund’s only focus. The Fund is not diluted by other types of public entities which distract our staff from their main focus, water entities. Our staff members are passionate about serving water entities. Many of our members have participated in the Fund for over two decades which reflects this shared dedication and focus. The Fund is recognized by the Association of Governmental Risk Pools (AGRiP) for compliance with the national association’s advisory standards for pool operations. Only forty-three pools among hundreds are currently recognized by AGRiP.

We believe TWCARMF Board members best represent water districts and river authorities.
Our Board has no confusion about who the Board represents. The Board is comprised of senior managers and leaders who keep our members their main focus.

We believe TWCARMF provides the best coverages available.
The Fund’s coverages are tailored to water operations and we offer higher limits. We believe our members will never be embarrassed by the Fund’s coverages.

We believe members should have a say in how claims are settled.
We are committed to collaborating with members prior to settling litigated claims.

We believe members should have access to the best risk management practices available.
Our members receive quarterly newsletters, risk management bulletins, contract reviews, employment law updates, risk management consultations, online training materials, and free legal consultation. In fact, the Fund’s staff average over 20 years of experience in risk management.

We believe we should maintain an active, collaborative partnership with our sponsoring association.
The Fund wholeheartedly supports its parent association, the Texas Water Conservation Association. We believe that they share in the interests of Texas water entities.

For further information about becoming a Fund member